Life & Health

We are a top-tier global life reinsurer with a focus on exceptional partnership.

In an ever-changing market, you need a partner you can count on for innovative solutions. A partner who works with you to optimize your life reinsurance program through enhanced risk transfer solutions, without increased costs. We use our financial strength, sophisticated risk assessment and disciplined risk-management framework to support your risk, expand your product range and enable you to access new business – while always fulfilling our principal promise: the certainty of claims payment.

At PartnerRe, our nimble size and streamlined structure give us the flexibility to create the right solutions for your needs, quickly and with transparent decision-making. Our team works holistically across geographies to deliver solutions focused on helping you to achieve your goals.

Mortality & Morbidity
Ready to stand by our clients when uncertainty abounds, we dedicate our efforts to understanding your products, processes and distribution. This focused profiling, combined with experienced analysis, allows us to deliver swift indicative pricing. Supporting mortality, disability and critical illness insurance products end-to-end is at the heart of our business. We can help you deliver a compelling proposition within your own market.

Flexible and responsive when it comes to treaty design, we work with a broad range of solutions, including proportional (quota share, surplus, combined quota share and surplus) or non-proportional and remote risk covers, both for new business and in-force portfolios.

Benefits of our offering

  • Individual Life: the full spectrum of solutions from leading reinsurance treaties to supporting innovation and development
  • Group Life: treaty and scheme-level support, combining analytics and local market knowledge in mortality and disability benefits
  • Critical Illness: focused on product innovation, pioneering the next generation of customized critical illness products.
  • Health / Medex: we work with established companies in local markets to help manage volatility and trend risk. For U.S. Health risks, please view our U.S. Health offering

Longevity Solutions
Our longevity business is built on solid analytics and transactional flexibility that allows us to be responsive to your needs. As pioneers of new solutions that helped build today’s longevity market, we continue to invest in new ideas, adding value through innovation and quick delivery. Our clients can count on three defining qualities that underpin our work: deep technical understanding of longevity risk, an underwriting approach that can be applied to single lives or across large in-force portfolios, and flexibility to underwrite risk in both reinsurance and securities formats.

Benefits of our offering

  • Portfolio profiling and experience analysis leading to swift indicative pricing
  • Highly flexible transaction structuring in reinsurance or securities formats, or hybrid formats combining the best features of each
  • Collateral via assets in trust, asset transfer and contingent formats
  • Exclusive or syndicated participation
  • At-the-money risk covers
  • EU and non-EU, A+ carriers
John Mok
John Mok
CEO, Life and Health APAC
Get in touch
Kevin O'Regan
Kevin O'Regan
CEO, Life & Health EMELA
Get in touch
Chris Shanahan
Chris Shanahan
CEO, North America Life
Get in touch

Alleviate your capital, liquidity, income or balance sheet concerns through partnering with our financial solutions team. Our solutions support your business by using our financial strength, structuring expertise and disciplined risk-management framework to improve capital and solvency ratios, ease reserve requirements and acquisition strain or finance M&A activity.

Our experienced team has a global breadth with local expertise that allows us to customize our solutions to your unique needs, enabling you to be more capital efficient and focus on growth.

Benefits of our offering

  • An experienced team with an average of 15 years and proven execution capabilities structuring and closing transactions
  • Flexibility to design tailored solutions that satisfy regulatory and rating agency requirements
  • Attractive cost compared to other sources of capital
  • Continuity via a stable, long-term business partnership
Darryl Pye
Darryl Pye
Head of Life Financial Solutions
Get in touch

Discover what it means to have a true partner with the structure and flexibility to provide services driven by your evolving needs. A partner that is agile and collaborative to help you achieve your goals more efficiently, with services that are supported by global expertise across the value chain.

Our highly experienced team is here for you every step of the way, taking a client centered approach to deliver the best services that fit your specific needs.

 

Our highly experienced team of underwriters are here to deliver the best solutions customized to fit your needs and adapt to changing market and underwriting conditions. We believe in transparent decision making and take a collaborative approach to foster success and uncover new opportunities.

We offer a diverse range of underwriting capabilities including traditional, accelerated, and facultative support. With access to our PartnerRe medical specialists and ongoing education and insights, you can expect a long-term partner dedicated to growth and streamlined underwriting.

Our multi-lingual teams consist of professionals with long-standing experience in the pricing and risk assessment of life business for worldwide markets across a broad offering.

 

PartnerRe Medical Underwriting Manual
Partner in the Assessment of Risk (PAR) – Underwriters require an effective, comprehensive and up-to-date underwriting manual to support them in today’s fast-moving environment. PAR, PartnerRe’s medical underwriting manual, has been designed to fulfill this need.

 

PartnerRe Automated Medical Underwriting
DUET Edge by PartnerRe – Portfolio growth via a differentiated, best-in-class customer sales experience. Easily integrated into your sales platform, our customizable underwriting rules engine (based on PAR, our extensive medical underwriting manual) ensures that all of your applicants, whatever the risk and complexity, experience a refreshingly fast, intuitive and stress-free application process, increasing the likelihood of sales success.

Stephen Cooley
Stephen Cooley
Global Chief Medical Underwriter, Life & Health
Get in touch
Cristina Downey
Cristina Downey
Chief Underwriting Officer, US Life
Get in touch
Nadia Duarte-Beaudoin
Nadia Duarte-Beaudoin
Head, Medical Underwriting, Claims and Wording, Life & Health EMELA
Get in touch
Steven Miller
Steven Miller
VP, Chief Underwriter, Life & Health, Canada
Get in touch

Major advances in data science have driven an accelerated use of analytics across the insurance industry. Our data science team brings its leading data analytics expertise, infrastructure and tools to clients to help you develop and manage your business.

Working closely in collaboration with clients across geographies and lines of business, we can help you utilize data and analytics to optimize your pricing and market share, reduce claims and operating expenses, and increase profitability.

Benefits of our offering

  • Analytical consultation: bias/fairness, analytical roadmap development
  • Data and behavioral sciences applications: evaluation, identification of alternate data sources, impact of using various data/models
  • Change management with respect to model implementation- understand people/workflow impacts
  • Model hosting and building to derive insights across the value chain
Tom Fletcher
Tom Fletcher
Global Head of Data Science Consulting
Get in touch
Markus Senn
Markus Senn
Global Head of Strategic Data Science
Get in touch

Product Development
We understand that Product Design is a strong source of differentiation and innovation for our clients. At PartnerRe, our product development services are client-centric, offering bespoke solutions aimed to help our clients grow their sales and improve their profits.

Our consultative approach carefully analyses market trends, customer and distribution needs and actuarial data to identify opportunities. Through our proven process of Design- Develop- Deliver, we efficiently transform ideas into competitive offerings that maximize value and capture new markets.

Fostering product excellence

  • Targeted discussions focused on the right solution for you, your distribution and customers​
  • Leveraging our global product development expertise across all lines of business
  • Multi market critical illness knowledge, backed by medical research and covered condition expertise
  • Market gap analysis
  • Product literature review​
  • Speakers for internal forums, product sessions or agency training

Actuarial Advice & Knowledge Sharing
We provide expert actuarial advice, helping you to develop and refine products, match price to evolving underwriting standards and tune risk retention to manage your risks and improve use of capital. We will work proactively with you to share our analysis and knowledge and provide the tools you need.

Post-issue monitoring

We continue to expand and develop our suite of mortality quantification and monitoring tools to give you more autonomy in creating data driven, actionable insights around your claim expectations. Our team strives to empower you to tell the story of your data by creating better alignment between pricing and mortality.

John Mok
John Mok
CEO, Life and Health APAC
Get in touch
Kevin O'Regan
Kevin O'Regan
CEO, Life & Health EMELA
Get in touch
Chris Shanahan
Chris Shanahan
CEO, North America Life
Get in touch