The use of the PartnerRe Web Site is subject to the following terms, conditions and limitations. All of these may be changed or updated from time to time without notice.

Read this user agreement carefully before accessing content on the PartnerRe Web Site. BY ACCESSING THE PARTNERRE WEB SITE, YOU ARE DEEMED TO ACCEPT AND AGREE THE TERMS IN THIS AGREEMENT.

Copyright - You acknowledge and agree that the content (images and text) placed on the PartnerRe Web Site is covered by copyright. You may download the content only for your personal non-commercial use. The content may not otherwise be copied and may not be modified.

International Use - Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the European Union, the United States or the country in which you reside.

Limitation of Liability - None of the PartnerRe staff, consultants, contractors or third-party content providers shall be liable for damages direct or indirect arising out of or in connection with the use of the PartnerRe Web Site. Clicking on certain links within the PartnerRe Web Site may take you into non-PartnerRe Group web sites for which PartnerRe can take no responsibility.

The PartnerRe Web Site attempts to provide accurate and authoritative information in regard to the subject matter covered, however the PartnerRe staff and third party content providers do not undertake any obligation to update any of the information contained on these pages, nor make any representations or warranties regarding the accuracy of any information or content contained on these pages.

The information on the PartnerRe Web Site is provided solely for educational and informational purposes and should not be relied upon for any reason without first independently verifying the data. The PartnerRe Web Site does not include all information necessary to evaluate any actual or proposed transaction or insurance policy.

This is a comprehensive limitation of liability and under no circumstances shall PartnerRe or any party involved in creating, producing, distributing, or providing content for the sites be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of or inability to use the site, including but not limited to, damages due to: loss of data, income or profit; loss of or damage to property; claims of third parties; or reliance by a user on information obtained from the site.

Severability - Should any term of this User Agreement be declared void or unenforceable by any court of competent jurisdiction, such declaration shall have no effect on the remaining terms hereof.

No Waiver - PartnerRe’s failure to enforce its rights hereunder shall not be deemed a waiver by that party as to subsequent enforcement of rights.

Investor Relations and Weekly Economic Comments - The information that appears on the Investor Relations and Weekly Economic Comments pages of the PartnerRe Web Site may not be current and should not be relied upon for any reason without first independently verifying the data.

Access to the Investor Relations and Weekly Economic Comments pages is made available with the understanding that neither the employees of PartnerRe nor third party content providers are engaged in rendering investment, accounting or other professional advice. If investment advice or other expert assistance is required, you will obtain the services of a competent, professional person, and will not rely on information provided on the PartnerRe Web Site as a substitute for such advice or assistance.

Views May Vary - The PartnerRe Web Site is a service for the internet community. The views expressed on this web site are not necessarily those of PartnerRe or any affiliate.

Privacy Policy - We are committed to protecting your privacy. Information is not automatically collected about you by the PartnerRe Web Site. PartnerRe's Web Site may however contain features (e.g. email alerts, Wholesale eHandshake) which require that you provide certain information including but not limited to your name; business phone number; facsimile number and e-mail address. We use the information we collect about you to maximize the services that we provide to you. By signing up to those features, you consent to the collection and use of this information by us. Sometimes, we may request that you verify the information we have collected by sending you an e-mail.

Please be aware that your information may be processed, stored and/or transferred outside your home country in jurisdictions (e.g. the United States of America or Bermuda) in which the data protection and privacy laws may not offer the same level of protection as those in the country where you reside or are a citizen. By using this PartnerRe Web Site and providing your information to us you consent to such processing, storage and transfer of your information outside of your home country.

PartnerRe does not sell, trade, or rent your personal information to others. PartnerRe may provide aggregate statistics about our customers, sales, traffic patterns, and related site information to others, but these statistics will include no personally identifying information. PartnerRe may release information when we believe, in good faith, that such release is reasonably necessary to (i) comply with law, (ii) enforce or apply the terms of our user agreement or (iii) protect the rights, property or safety of PartnerRe Ltd., our users, or others.

Governing Law - This User Agreement shall be construed and governed in accordance with the law of Bermuda. The sole venue for legal proceedings hereunder shall be Bermuda.