Risk is our business and our commitment to an unquestioned ability to pay our claims is our promise, which is founded on financial strength. We preserve our financial strength by maintaining strong capitalization, of which approximately 90% is considered permanent capital; supporting our high-quality balance sheet with a high-grade investment portfolio and ample liquidity; carrying reserves above the actuarial midpoint; and excellent risk management.

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Capital Strength
in millions of U.S. dollars, as of December 31, 2013